Jan
17
2022
0

Cryptocurrency Wallet Development Realizes The Future Of Payments

There is an uncompromising upward trajectory when it comes to crypto prices. There is a drastic increase in the number of individuals investing in digital currencies and as a result, cryptocurrencies like Ethereum and Bitcoin are hitting their all-time highs. Every year, we witness new entrants in the global digital currency wallets, leaving plenty of options for the investors. All of this means that there will be an increase in the demand for cryptocurrency wallet development.

Cryptocurrencies can be stored in a variety of wallet options. Similar to a password, the cryptocurrency wallets store a private key for every individual coin. The best way to recharge cryptocurrency to a digital wallet is to do it via a cryptocurrency exchange that people use to buy currency (Id Est Gemini or Coinbase). However, many mainstream companies like Robinhood and Paypal also incorporate options to buy, store, and sell cryptocurrency.

What is Cryptocurrency?

Protected by cryptography, cryptocurrencies are a form of virtual currency that is nearly impossible to counterfeit or double-spend. Most of the cryptocurrencies are built on distributed ledgers and use decentralized networks which are built on blockchain technology. Cryptocurrencies are not issued by central government authorities, which makes them immune to government policies across the globe.

How Do Cryptocurrency Wallets Function?

  • The wallet stores crypto transactions in an unalterable blockchain network.
  • The cryptocurrency wallet contains all the public as well as private keys related to the currencies.
  • When a wallet user sends cryptocurrencies to another user, he actually transfers the digital coin ownership to the recipient.
  • The users are only allowed to transfer their digital coins if their private key matches the public key.
  • The public key is used to receive the funds whereas the private key is used to validate the transactions.

Types of Cryptocurrency Wallets1. Desktop Wallets

Desktop cryptocurrency wallets can be downloaded on a desktop PC or a laptop and only be accessed via that particular computer. Most desktop wallets are secure, however their security can be compromised if there is a cyberattack on your computer. In the case of a virus or hack, the users would lose all of their funds. Some popular examples of desktop wallets are Bitcoin Knots and Armory.

2. Virtual Wallets

Virtual wallets for cryptocurrency are based on the cloud and can be accessed from any location using any device. Storing private keys online has become safer and convenient with the advent of blockchain technology. Still, they are vulnerable to cyberattacks, and there is a chance of theft, as cloud services are controlled and managed by third-parties.

3. Mobile Wallets

These cryptocurrency wallets can be accessed from mobile devices using an app. Many retail stores and supermarkets accept payments via mobile cryptocurrency wallets. However, mobile wallets have more limited cold storage capacity than desktop wallets. Some popular examples of mobile cryptocurrency wallets are Bither, Green Address, and BitGo.

4. Hardware Wallets

Hardware wallets are very different from mobile, desktop, and virtual wallets, as they don’t store user’s private keys online. Instead the keys are stored on a hardware drive like USB. These cryptocurrency wallets incorporate robust security measures and are capable of executing online transactions. Hardware wallets support various digital currencies and are compatible with different web interfaces. Some popular hardware wallets are Ledger Nano S, Keep Key, and Trezor.

5. Paper Wallets

Paper cryptocurrency wallets are the most secure means to store cryptocurrencies. The software generates the private and public keys that can be printed. The wallet holders can easily transfer funds from their software wallets to a paper wallet. The users can scan their QR codes to transfer friends back to the software wallets.Bitaddressis a perfect example of paper cryptocurrency wallet.

Current Cryptocurrency Trends in the Market

Bitcoin was the first cryptocurrency developed and all other cryptocurrencies developed post-bitcoin launch are often denoted as Altcoins or alternate coins. Being the best alternative to fiat currency, cryptocurrencies will surely disrupt the current monetary system.

As per Markets and Markets, In 2019, the cryptocurrency market was valued at $1.03 billion. Moreover, by the end of 2024 the market is projected to grow to $1.40 billion with a CAGR of 6.18% during this period. The high cost of cross-border remittance, monetary value fluctuations, investment growth in crypto venture capital, and the transparency that distributed ledger technology brings have influenced the market growth.

Source:MarketsAndMarkets

Leading Cryptocurrency Wallets in 2021

Majourly, the cryptocurrency wallets can be divided into two categories – Software Wallets and Hardware Wallets.

Best Hardware Wallets for Cryptocurrency1. Ledger Nano S

Since its inception in 2014, the Ledger Company has made big strides. This hardware wallet is perfect for anyone who is serious about their cryptocurrency security. Ledger Nano S has its own operating system called BOLOS and features 2-factor authentication.

2. Trezor One

Trezor is renowned for developing the first hardware cryptocurrency wallet using modern cryptography. The Trezor One crypto wallet was designed and developed in Czech Republic by a stellar cyber security team and cryptocurrency advocates. In Czech, the word trezor translates to “vault”. Similar to Ledger Nano S, Trezor One also use two-factor authentication to authenticate transactions.

Best Software Wallets for Cryptocurrency1. Coinbase

With a motive to enable anyone access Bitcoin anywhere, Coinbase is the catalyst in creating an open financial infrastructure. Currently, more than 35 million users across 100 countries trust Coinbase for their cryptocurrency related transactions.

2. Gemini

Gemini is the industry-leading cryptocurrency exchange accessible via both mobile and PC. The app users can track cryptocurrency prices in real-time using the app itself. The app also allows users to set price alerts so that the users can act immediately on price fluctuations.

Steps for Cryptocurrency Wallet Development

It isn’t easy to develop a cryptocurrency wallet that is user-friendly and secure at the same time. The cryptocurrency wallet developers need to have a clear understanding of which type of wallet application they want to build. The following are the typical process for cryptocurrency wallet development:

1. Define Your Cryptocurrency App Type and Concept

As there are several cryptocurrency wallet apps already out there, there is no need for you to reinvent the wheel. Your app idea can be similar to the existing cryptocurrency wallets; hence, you can learn from your competitors and speed up your cryptocurrency wallet development process.

Your answer to the following questions will help you define the crowdfunding app concept:

  • What type of cryptocurrency wallet do you want to develop?
  • What will be the USP of your cryptocurrency wallet?
  • Which cryptocurrencies do you want to support with your app?
  • How will you differentiate your app from the competition?

2. Evaluate Existing Market Scenario

When you know the type of cryptocurrency app that you want to develop, it’s time for you to analyze the market. In the earlier section of this article I’ve talked about the types and trends of cryptocurrency wallets, and the top existing cryptocurrency e-wallets in the market.

I recommend you to do a SWOT (Strengths, Weakness, Opportunities, and Threats) analysis to know how to win the competition. Try to identify the USP of top cryptocurrency wallet apps and replicate the strategies for your app.

3. Design UI/UX

Yes, designing FinTech apps is quite challenging. ManyFinTech developersdirectly skip to UI/UX designing without creating mockups for their apps. To be noted that mockups are essential when it comes to FinTech app development. Wireframes and mockups allow FinTech companies to identify user flow and build user-friendly information architecture. At Nimble AppGenie, our designers use Mockingbot and Axure for wireframing and mockups.

4. Develop Technical Architecture and Backend

Your cryptocurrency app performance heavily depends on the technical architecture. Several aspects like user interface, database, workflow, service tools are part of the technical architecture. You can refer to the following illustration to understand technical architecture better.

When your cryptocurrency app’s technical architecture is ready, you should start developing the backend. Backend development is a lengthy process as the developers would have to set up the development environment and build internal and integrate external APIs to create robust app’s backend.

For backend development, you either use a SaaS solution or develop the entire infrastructure by yourself. I prefer using a ready to implement SaaS solution i.e. Cloudkit, AWS Mobile Hub, and Firebase. By using SaaS software solutions, we are able to save time and money for our clients. However, apps that require personalized features and have rigid requirements need to be developed from scratch.

Some other recommendations for cryptocurrency wallet backend development are:

Use Bitcoin libraries for iOS and Android.Since most of the cryptocurrencies are open source, there is no need to reinvent the wheel to create your cryptocurrency wallet. It is sufficient to utilize specific libraries like Coinbase SDK or Bitcoin SDK. Based on the type of your cryptocurrency wallet, we can suggest the best technology for developing your app.

Synchronize your wallet into the blockchain via several APIs. Distributed ledger Application Programming Interfaces (APIs) will allow you to synchronize your cryptocurrency wallet with the blockchain ecosystem. The most common APIs are Factom, Bitcore, and Coinbase.

Add payment feature. If you want your users to make payments via your app, you should empower them with the ability to pay via cryptocurrency. You can integrate cryptocurrency payment services like BitPay or BitPOS to enable this functionality in your app.

5. Frontend Development

First thing first, you need a responsive design. Your app should respond immediately when users input a command. The user experience needs to be top-notch. The most crucial thing about the cryptocurrency wallet frontend is that it should prove the crypto benefits with a sense of reliability. The wallet will be accessing real-time crypto market data, which is very essential for their decision making.

TheFinTech UX/UXdesigners will replicate the designs created during the wireframing and mockups process. HTML, CSS, and JavaScript are among the primary technologies UI/UX designers use to develop app frontend. They’ll be integrating several third-party APIs to gather real-time currency data from the market.

6. Testing

Testing is an indispensable part of everysoftware development life cycle. No matter whichsoftware development methodologyyou are using, testing will be there at the end of every sprint. The quality analysts check the app functionalities and code, and also compare it with theoriginal requirement document.

When the first testing spring is done, the QA team forwards the software code back to the development teams and asks them to resolve the errors/bugs. Afterwards, the development team makes the required changes and sends the final draft back to the QA team. The app can only be released when it gets a green flag from the QA team.

Necessary Features for Cryptocurrency Wallets

Features for cryptocurrency wallets are no different than other FinTech applications. Starting from the seamless registration process, followed by KYC and AML compliances, the cryptocurrency app would require you to pay significant attention to the user experience because app abandonment rate is high when it comes to FinTech apps.

Features like Trading and exchange are quite difficult to implement in comparison to the process forinvestment apps. Cryptocurrency apps are required to be integrated with the cryptocurrency ecosystem in order to receive real-time updates.

However, following are the feature you should consider incorporating in your cryptocurrency wallet app:

  1. Seamless onboarding
  2. User account management
  3. Robust security
  4. QR-code scanning
  5. Cryptocurrency management (send, receive, and store cryptocurrencies)
  6. Trading and exchange cryptocurrencies
  7. Push notifications

Conclusion

Indeed, cryptocurrencies are the future of digital payments. The rise of bitcoin has impacted the global monetary ecosystem. Several studies have revealed that the cryptocurrencies market will continue to grow and reach unprecedented levels.

Keeping this growth in mind, it is evident that there will be an increase in the demand for cryptocurrency wallet development. If you’re looking for a FinTech software development company that has extensive knowledge in developing technology solutions for the banking and finance industry, feel free to reach out us atcontact@nimbleappgenie.com

Written by Admin in: Money Transfer |
Jan
17
2022
0

Russian submarine rescued by Royal Navy/Brief

A trapped Russian submarine, located in a bay in the country’s northeast region, has been rescued by the Royal Navy. The crew, consisting of seven officers and midshipman is unharmed. “The crew opened the hatch and climbed the rescue ship’s deck on their own,” reported a Russian admiral. “The rescue operation was completed successfully. We thank everyone, and especially the British rescue crew.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Russian_submarine_rescued_by_Royal_Navy/Brief&oldid=420565”
Written by Admin in: Uncategorized |
Jan
15
2022
0

Suspect in Kenosha, Wisconsin protester killings released from jail on US$2 million bond

Sunday, November 22, 2020

Kyle Rittenhouse, the suspect in a shooting of protesters in Kenosha, Wisconsin, United States that left two people dead, was released from a Wisconsin jail Friday after his lawyers posted US$2 million bond.

His lawyers had reportedly set up a drive to collect donations for the defendant. His sister made public requests for assistance in raising funds for her brother’s bail. Shortly after Rittenhouse’s release, one of his lawyers posted a photo to Twitter showing him and actor Ricky Schroder standing next to each other and smiling.

A resident of Antioch, Illinois, Rittenhouse is accused of crossing state lines and shooting and killing two people who were participating in demonstrations protesting the shooting of Jacob Blake. One other person was injured in the altercation. Rittenhouse’s charges include intentional homicide and illegally possessing a firearm. If convicted, Rittenhouse could receive up to a lifetime prison sentence.

Rittenhouse was not old enough to own or possess a firearm in the state of Illinois at the time of the incident. He claimed to have obtained his weapon by having an older friend purchase it on his behalf using stimulus money Rittenhouse received from the state during the coronavirus lockdown. A suspect in Wisconsin has been charged for allegedly providing the weapon to Rittenhouse.

Rittenhouse turned himself in to authorities on the morning following the shooting, and his lawyers have claimed the defendant acted in self defense. Court Commissioner Loren Keating said he considered Rittenhouse a flight risk, prior to setting the US$2 million bond. Rittenhouse, in remarks to The Washington Post, contended he would have died had he not been armed that night. Some conservative groups have come to Rittenhouse’s defense regarding the incident.

Retrieved from “https://en.wikinews.org/w/index.php?title=Suspect_in_Kenosha,_Wisconsin_protester_killings_released_from_jail_on_US$2_million_bond&oldid=4626423”
Written by Admin in: Uncategorized |
Jan
15
2022
0

How To Deal With Soaking Furniture With Right Ways

How To Deal With Soaking Furniture With Right Ways

by

TonyEva

If the furniture at your home are soaked for a long time because of your negligence, do you know how to deal with such soaking furniture if you don t want to throw them away? In fact, there are too many tips you can follow, of course, you have to know which ones are the right ones and which ones are the wrong behaviors. Here are the related right tips for you.

Firstly, not to place such soaking furniture under the strong sunlight for a long time, in fact, too many people deal with soaking furniture with such wrong way in daily life. In general, as is known to all, the wooden furniture will expand with heat and contract with cold so that being placed at home, some parts on wooden furniture will crack and even be out of shape, what s worse, its surface will become more ugly and dilapidated. Meanwhile, by this way, the furniture structure will be damaged and its holding power will be inferior than that in the past.

Secondly, once the furniture are soaked, it is better to use the natural winds to air drying, on the other hands, you can make use of the dehumidifier. By this way, the moisture contained in the soaking furniture can be fully evaporated so as to recover to the previous status, otherwise the inside part of furniture is easy to mildew.

[youtube]http://www.youtube.com/watch?v=ntK9oq_b-LQ[/youtube]

Thirdly, after the furniture become drying with natural winds, if you notice that there are some scratch or damaged parts on the furniture surface, you can use the same color painting to recover it and then polish with bright painting, which can be considered as a layer of protective film. Of course, if you have already known other tips to recover it, you can take a try.

Fourthly, as is known to all, the metal furniture are easy to be rusted, therefore after being soaking, you should clean it for several times so as to keep it drying. In order to lengthen its working life, you should not ignore any small parts on its surface and finally it is recommended to use antirust agent to wipe.

Fifth, if you are so busy and have no time to recover the soaking furniture, you can ask the professional furniture recover worker to do the work for you. If you want to recover your furniture at the best status, it is better to take this way, which is more effective.

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Written by Admin in: Outdoor Furniture |
Jan
14
2022
0

Four arrested in three Naperville, Illinois prostitution stings

Monday, March 15, 2010

An undercover investigation by Naperville, Illinois law enforcement has led to the arrest last Thursday of four people allegedly involved in prostitution. The stings came after police received tips that people were using websites like Craigslist and Backpage.com to sell sexual performances in Naperville hotels. 

Patricia H. Scoleri of Naperville was arrested after an unidentified neighbor observed consistently suspicious activity at Scoleri’s home. Traffic was unusually heavy and consisted mostly of luxury cars in an otherwise quiet, middle-class neighborhood. Also, the visitors were mainly middle-aged men, and an odd string of lavender-colored lights were hung on the front window.

Police say Scoleri worked alone. She was arrested at 2 p.m. local time (2000 UTC) and is charged with violation of anti-prostitution laws, anti-cannabis laws, and the Massage Licensing Act. She apparently has four children, but the Illinois Department of Children and Family Services has neither contacted her nor received a police report on her.

The second sting occurred at 5:30 p.m the same day (2330 UTC) and resulted in the arrest of Chicago resident Tonya M. Adams. She is charged with prostitution and driving without a license. Another sting about an hour later resulted in the arrests of Jessica M. Walley, a Skokie resident, and Mark A. Williams, a self-admitted Schaumburg gang member. “Walley was charged with prostitution and unlawful possession of cannabis. Williams was charged with pimping, obstructing a peace officer, driving with a suspended license and driving without insurance,” reports WBBM News Radio 780.

All four suspects are free, having paid the required ten percent of their $1,000 bail. They may face additional charges related to crack cocaine discovered during the police investigation. Arraignment is scheduled for next month at the DuPage County Circuit Courthouse in Wheaton.

Retrieved from “https://en.wikinews.org/w/index.php?title=Four_arrested_in_three_Naperville,_Illinois_prostitution_stings&oldid=2714947”
Written by Admin in: Uncategorized |
Jan
14
2022
0

Disease outbreak feared after mass hysteria over “sweet” water in Mumbai

Wednesday, August 23, 2006

“18 hours of mass hysteria” (according to the Sunday Times of India) broke out last Friday in Mumbai as hundreds of residents flocked to Mahim Creek, one of the most polluted creeks in India that receives thousands of tonnes of raw sewage and industrial waste every day after reports that the salt water had suddenly turned “sweet”.

Television reports showed people drinking water on the spot with their hands, and others bathing, apparently to wash away their sins with the “holy” water.

At the height of the hysteria, bottled mineral water was selling for Rs 50 (RM4.50), with people buying the mineral water simply for the bottles, pouring away the mineral water and filling the bottles with water from the creek.

News reports of the Mahim Creek incident sparked further mass hysteria at Gujarat within hours, with residents there claiming that seawater at Teethal beach in Valsad had also turned sweet. About 400 people had gathered by the beach in the evening.

In the aftermath of the incident, local authorities stated that they were being were extra vigilant because of the possibility of a severe outbreak of water-borne diseases, such as gastroenteritis as a result of so many people drinking contaminated water. The Maharashtra Pollution Control Board had warned people not to drink the water, but despite this many people had collected it in bottles, even as plastic and rubbish had drifted by on the current. The Municipal Corporation of Greater Mumbai had ordered a bacteriological report into the “sweet” water, but suspected that “contamination in the water might have been reduced due to the waters from Mithi River flowing into the mouth of Mahim Bay“.

By Saturday morning, the hysteria had died down, as the taste of the water had returned to normal.

Retrieved from “https://en.wikinews.org/w/index.php?title=Disease_outbreak_feared_after_mass_hysteria_over_%22sweet%22_water_in_Mumbai&oldid=686097”
Written by Admin in: Uncategorized |
Jan
11
2022
0

The Steps Involved With Finding The Best Hervey Bay Restaurant

The Steps Involved With Finding the Best Hervey Bay Restaurant

by

Alfonso Fletcher

The Steps Involved With Simply finding the Best Hervey Bay Cafe

There\’s a need to uncover the best Hervey Bay restaurant when you\’d like to celebrate your birthday in a cool place, have dinner with a loved one in a romantic see, or hangout with your family members in a hub with live entertainment.

In order to help you out find the best restaurant to attend, here are three steps that will guide you through the process.

Check the Ambiance

To uncover the best Hervey Bay cafe, you have to produce a check-up of the ambiance with the restaurant.

[youtube]http://www.youtube.com/watch?v=Bm8DxcUVlVY[/youtube]

Is the environment inside restaurant peaceful and calming?

Or, is it irritating and noisy?

It is essential to find a place with a pleasant ambiance because that will give worth to the time and money you have spent just to be there.

Aside from that, the ambiance of the place will make you feel relaxed while you create a great experience on that morning.

Check the Music

Part of finding the best restaurant to go to in Hervey Bay is checking up the music.

Music is very important because it produces a unique sound on the background of the happy moments you create make on that day.

Check with the restaurant staffs once they can play the species of music you want.

As an example, soft music, pop, jazz, etc.

Check the Food

Irrespective of how pleasant the ambiance within the restaurant is or how beautiful could be the musics they play, these will not give you complete satisfaction in the event the food they serve are not pleasing to your taste.

The quality and this taste of food is very much important as everyone craves for any delicious and not in the clumsy.

Bad-tasting foods really can turn off your day, so be sure to help enter a restaurant containing the best-tasting dishes to help delight.

You may not need realized it, but having the best restaurant Hervey Bay is important in making up a great friendly gathering or romantic dinner with your partner.

Due to this, kindly follow the three steps provided above so that you to be successful in seeking the best Hervey Bay cafe.

In the event you liked this article… it is best to checkout the great web site.

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Article Source:

ArticleRich.com

Written by Admin in: Dinnerware |
Jan
11
2022
0

Wales widens smoking ban, includes at hospitals, schools and playgrounds

Monday, March 1, 2021

Today, Wales extended the prohibition on smoking at hospitals, schools, and playgrounds, with violators to face a £100 fine. Wales is the first of the UK nations to introduce this ban.

This is in addition to various restrictions on the practice, including a ban on smoking in enclosed public spaces in place since 2007 and a ban on smoking in cars with children in place since 2015.

The Welsh government, governed by left-wing party Welsh Labour, said the measure was to discourage adults and children alike from smoking by making it appear less normal, and encourage the already partaking to quit.

Two hospitals in the country’s south have installed a button-activated speaker system to remind people hospitals are smoke-free. In 2016, a similar mechanism was tried at hospitals across Wales, where an announcement recorded by local school children would play upon pressing a button.

Minister for Mental Health, Wellbeing, and the Welsh Language Eluned Morgan said she was “immensely proud to have brought into force this law”, and “[t]his legislation will benefit the health of future generations in Wales, as fewer children will be exposed to smoking”. She concluded, “[w]e need to do everything we can to combat the harmful effects of smoking.”

The government was criticised by many smokers rights groups. Simon Clark, Director of the Freedom Organisation for the Right to Enjoy Smoking Tobacco compared the law to “taking a sledgehammer to crack a nut”, saying: “There is no evidence that smoking in the open air poses a risk to anyone else’s health, including children.” The director further explained, “Banning smoking on hospital grounds is particularly unjust because it targets smokers who may be stressed and in need of a comforting cigarette. Most smokers use their common sense and don’t smoke around small children. They don’t need politicians telling them how to behave.”

Wikinews contacted Eluned Morgan’s office to know more about this ban.

Retrieved from “https://en.wikinews.org/w/index.php?title=Wales_widens_smoking_ban,_includes_at_hospitals,_schools_and_playgrounds&oldid=4626404”
Written by Admin in: Uncategorized |
Jan
11
2022
0

Mass evictions from Oakland’s public housing

Monday, May 15, 2006

Due to an Oakland housing official’s acts of fraud, 34 poor families face eviction from Lockwood Gardens, by order of the Oakland Housing Authority.

Fear and panic have set in at some of East Oakland’s public housing units, as police agents from the Oakland Housing Authority have been making late-night visits to tenants, and demanding that the families pack up and move within a five-day period.

After refusing to pack up and run, more than 30 families are facing mass eviction by the Oakland Housing Authority (OHA) from their public housing units at Lockwood Gardens, a Hope VI Project on 65th Avenue in East Oakland.

The OHA is claiming that at least 34 families currently facing eviction from Lockwood Gardens are unlawful occupants (squatters) who have illegally gained possession of the housing units. OHA officials have served them 30-day, forcible-detainer eviction notices in an effort to remove them.

On April 28, the first three cases out of 34 families facing eviction were headed for Alameda County Superior Court, but the court hearings have been delayed repeatedly as Judge Winifred Smith moves to consolidate all the cases.

In defense of some of the evictees, Oakland’s Eviction Defense Center has teamed up with attorney Bob Salinas, of Sundeen Salinas & Pyle, to file a demurrer seeking dismissal of evictions on behalf of the first three families that were served forcible-detainereviction notices. Lockwood Gardens has 372 units; and it is part of a revitalization project of East Oakland’s public housing properties, and a partial recipient of $26,510,020 in grant funding from the Hope Vl program administered by the Department of Housing and Urban Development.

The revitalization funds were divided between three public housing projects in 1994 and 1996, and renovations have since taken place to demolish and rebuild the three locations into modern housing units in Oakland’s eastside neighborhoods.

Laura Lane, an attorney with the East Bay Community Law Center, is also representing a number of the families facing eviction at Lockwood Gardens and those cases will head to court at a later date.

Currently, out of the 34 families facing eviction, the Eviction Defense Center (EDC) is representing nine families in court, and the East Bay Community Law Center (EBCLC) is representing 12 families. One family has already been frightened into moving away fromtheir public housing unit by the OHA; no one seems to know if the remaining seven families facing eviction have moved away or are seeking legal representation elsewhere.

Jennifer Bell of Goldfarb and Lipman is the General Counsel for the Oakland Housing Authority, and is leading the charge in court to evict the 34 families from their housing units in East Oakland.

During an April 24th interview with David Lipsetz, a Senior Policy Analyst with the Oakland Housing Authority, he blamed the tenants for what is occurring and accused all the families of committing fraud to move into public housing. At first, 29 families facedeviction, although that number has slowly risen to 34 as new families are served with eviction notices.

“The OHA has served eviction notices to 29 families at Lockwood Gardens because none of the families applied for, or got onto the waiting list to move into their public housing units,” said Lipsetc. “The tenants worked with a former clerk to gain access to theunits. The OHA does not have any files on the families, and the OHA does not believe that any of the families signed a lease before moving into those units. Forcible detainers are standard procedure for those that have illegally moved into the OHA’s public housing units.”

Lipsetz said that the OHA just recently discovered that the 29 families who are now living in those housing units did not match the names of the clients on the OHA list waiting to move into those units.

“As far as we can tell,” said Lipsetz, “there were no signed leases, no files established for these families, no security deposits have been paid before moving in, and those families got ahead of all the other families on the waiting list to move in.”

Contrary to what Lipsetz stated on behalf of the Oakland Housing Authority, the facts reveal that the families have all signed Leases, Tenant Agreements To Maintain A Drug-Free Environment, Occupant’s Responsibility statements, Lease Compliance forms anda host of other documents before moving in otheir public housing units. Those documents were all counter-signed by a host of clerks and managers working for the OHA. The soon-to-be-evicted tenants’ Billing Summaries, Tenant Leases and Notices have a host of names on them, such as Kim Boyd, an OHA Supervisor; Donald McShane, an OHA Manager; and Alice Ferguson, another OHA Manager.

In addition, as important as it may be that low-income tenants should not jump in line ahead of one another to move into this much-needed subsidized housing, most housing authorities across the nation recently have said the hell with their waiting lists, and allowed Hurricane Katrina’s victims to jump in ahead of all of those already waiting in line for housing.

A web page called “HUD’s Public Housing Program” has a section titled “WHEN WILL I BE NOTIFIED?” HUD’s website states: “If the HA determines that you are eligible, your name will be put on a waiting list, unless the HA is able to assist you immediately.” Theweb page may be found at http://www.hud.gov/renting/phprog.cfm

After discovering that the families facing eviction did indeed sign leases and other documents before moving into Lockwood Gardens, suddenly no one at the OHA would go on record to comment about the signed documents that contradicted the accusations of OHA spokesman David Lipsetz.

The documents clearly reveal that the 34 families facing eviction at Lockwood Gardens have all beenchecked out, and qualified as being eligible to move into those units, regardless of what the OHA may say at this point.

The entire controversy appears to have been triggered by acts of deception and fraud on the part of an official of the Oakland Housing Authority, Carolyn Wilson. “The police have been looking for Carolyn Wilson of the Oakland Housing Authority ever since shedisappeared recently,” said Ms. Kelly, a resident of Lockwood Gardens who prefers to use only her last name for this story.

“I moved into Lockwood Gardens on October 27, and Carolyn Wilson’s name is on my lease,” said Kelly. “I first received a message from the OHA at my mother’s home, telling me that a unit was available at Lockwood Gardens, and I went to their office location on 65thAvenue to fill out the necessary forms to move in. I supplied birth certificates, photo IDs, Social Security numbers, income statements and everything else asked of me to qualify for moving in. There’s no way that I committed fraud by following through witheverything being asked of me by the Housing Authority.”

Kelley said she and her young child were disturbed by an unexpected, late-night arrival of OHA police at her door.

“I am a 41-year-old woman with an 11-year-old child, and I am very frightened by the way the OHA has been treating me,” she said. “I was terrified recently when the OHA Police showed up at my door around 10 p.m. at night, accusing my family of committing fraud to move into this townhouse; and they served me a five-day notice to surrender my home to the OHA, or else.”

Officer Jerold Coates, a 13-year employee of the OHA Police Department, and Officer Malcolm Williams are involved in the investigation taking place at Lockwood Gardens. According to Ms. Kelly, “Officer Coates told me that Carolyn Wilson was demanding that everyone must pay her $500 to $1,000 to move in, and he wanted to know how much I paid her before moving in. I denied payingMs. Wilson anything extra to move into Lockwood Gardens.”

Kelly added, “From what I am being told by others is that Carolyn Wilson of the OHA skipped town with everyone’s security deposits of $500 to $1,000 for each family involved in the scam, and that the OHA will not receive a subsidy from HUD for the familiesfacing eviction in those units, because the OHA believes that the wrong families are residing in those housing units.”

One of the families that moved into Lockwood Gardens, and is now facing eviction, moved away from another public housing location in Oakland in order to move into the Hope Vl project on 65th Avenue. It takes permission to move from one location to another in public housing, and managers or staff at the OHA had to give their blessings before this family was allowed to relocate to Lockwood Gardens.

Jorge Aguilar, an attorney for the Eviction Defense Center, has his own understanding of what is going on. “An agent of the Oakland Housing Authority defrauded nearly 30 families of the most vulnerable segment of the community,” he said. “They are now trying to cover their wrongful act by evicting those families. The OHA is trying to circumvent Measure EE [Oakland’s Just Cause for eviction measure]. The irony is that the OHA is using forcible detainers to evict, which have traditionally been used to defend tenants fromlandlords using self-help evictions.”

Aguilar recently witnessed the human suffering already caused by the OHA’s eviction threats and rough handling of the families involved. He said, “During a recent interview with one of the families facing eviction, a little boy started crying and stated thatthe police came by and tried to take my bedroom away from me.”

Another Lockwood Gardens tenant named Winou Wakeyo said, “I’m from Jimma, Ethiopa, and I moved into Lockwood Gardens on November 22, 2005. I work 12 hours a day on Sundays for a pastor who told me to come here to find housing, and I did everything the HousingAuthority asked of me before moving in. A big policeman came by recently late at night with a five-day notice telling me that I must surrender my home to the Housing Authority. There were two policemen. It scared me very much, and someone later told me to find a defender to save my housing, and I contacted the Eviction Defense Center for help.

“I do not understand the customs of this country, and I asked my defender what I did wrong, and I was told that someone stole some money. The Housing Authority stopped accepting my rent for April, and about two weeks ago, they suddenly sent back the rent that Ipaid for March, and I do not understand why they are doing this to me.”

Laura Lane, an attorney for the EBCLC, said, “The Oakland Housing Authority seems to be in a complete disarray. The management has failed to adequately screen, train or supervise its employees. But when the employees make mistakes or fail to follow the law, theOakland Housing Authority’s response is to blame the tenants, blame the attorneys, blame the federal government — blame anyone but the Oakland Housing Authority. There is an utter failure to accept personal responsibility.”

After it became apparent that many families were seeking legal help to fight the evictions, a meeting was held on March 20 at the East Bay Community Law Center for the victims of the housing scam. When the tenants started sharing what had occurred to them,most of the families involved suddenly realized that Carolyn Wilson of the OHA had stolen their security deposits, and skipped out of town.

Tenants at Lockwood Gardens believe that there may be another 40 families or more to face eviction, since they learned that OHA police are also investigating other public housing properties in Oakland that may be caught up in the housing scam.

As recently as April 22, OHA police were back at Lockwood Gardens pounding on the tenants’ doors, and demanding to know if the families have moved yet.

“This time the police were not satisfied to know if my family had moved yet,” said Kelly, “but they wanted to know if any of us noticed any other families moving out of here lately. Considering the way they have been treating us, I don’t think we have to tell them anything at this point, and they need to talk to my attorney if they have any further questions.”

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Jan
10
2022
0

South Korea: Fire in hospital housing elderly people kills at least 37

Friday, January 26, 2018

Fire broke out on Friday morning and destroyed the bottom two floors of a six-story hospital in Miryang, South Korea, killing at least 37 people, most of them elderly. More than a hundred injuries were reported, with eighteen people in critical condition. This is the highest death toll from fire in South Korea in almost a decade.

The fire is believed to have started at about 7:30 local time, according to fire chief Choi Man-woo. It originated on the ground floor in the emergency room as per various officials. The hospital has 98 beds and a medical staff of about 35, and specializes in long-term care of elderly patients. It adjoins a nursing home, all of whose 94 residents were evacuated. Staff carried some patients out of the hospital on their backs.

One patient, Jang Yeong-jae, who told his story to JoongAng Ilbo, said he escaped by removing a screen from a window to get to a ladder placed by firefighters. He described people “running around in panic, falling over and screaming as smoke filled the rooms”. The majority of the victims died from smoke inhalation and are believed to be elderly, said the head of the city’s public hospital, Chun Jae-kyung. A doctor, a nurse, and a nursing assistant have died, according to the fire service; it took three hours to put out the fire.

In a press briefing, Seok Gyeong-sik, the director of the hospital, apologized to patients and their families. Son Kyung-chul, its chairman, stated that there were no sprinklers because the facility was small. Sprinklers are being installed in the nursing home, where a new law requires them by June 30.

Last month, 29 people died in a fire in a gym in Jecheon; the owner and the manager were arrested for safety violations. In 2014, a blaze in a nursing home in Jangseong left 21 dead. The President of South Korea, Moon Jae-in, responded to the Friday fire by calling an emergency meeting of his staff, and promised that the cause would be found rapidly “to prevent the recurrence of the fire in the future”.

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